Bulgaria Residency by Investment 2026 — Golden Visa | Frederick Capital
Bulgaria's Golden Visa offers permanent residency from day one through a €512,000 regulated fund investment. No minimum stay, flat 10% tax, EU citizenship path in 5 years.
Bulgarian permanent residence by investment in a qualifying fund.
As of October 2026 — Statutory Quick Facts & Investment Tiers
| Route | October 2026 statutory position |
|---|---|
| Qualifying fund | From about €512,000. |
- Minimum outlay
- BGN 1,000,000, about €511,292 to €512,000. Family of 4 minimum: The same investment can include the family
- Government / processing fees
- A bill tabled in July 2026 would tie permanent residence to spending more than six months a year in Bulgaria. It is not described here as enacted.
- Processing timeline
- Not a short statutory deadline.
- Visa-free / mobility
- Schengen travel on a residence permit.
- Tax and residency highlights
- Residence is not tax residence. No minimum stay on the rules in force. A presence bill has been tabled.
- Governing legal framework
- Bulgarian permanent residence by investment in a qualifying fund.
Frequently Asked Questions
- How much do I need to invest for Bulgaria residency by investment?
- The minimum qualifying investment is €512,000, invested in a licensed Bulgarian Alternative Investment Fund (AIF) or Exchange-Traded Fund (ETF) regulated by the Bulgarian Financial Supervision Commission.
- How long does it take to get Bulgaria residency by investment?
- The full process typically takes 6 to 8 months from initial consultation to receiving your permanent residence card, including due diligence, investment, Type D visa, and biometric registration in Bulgaria.
- Is there a minimum stay requirement for Bulgaria residency?
- No. There is no minimum physical stay requirement to obtain or maintain your Bulgarian permanent residency, provided you maintain the qualifying investment.
- Can I include my family in a Bulgaria Golden Visa application?
- Yes. The main applicant can include their spouse, dependent children, and parents. Family members follow the same process and receive their own permanent residence cards.
- Can I get Bulgarian citizenship through investment?
- After 5 years of holding permanent residency, you may apply for Bulgarian citizenship under the Bulgarian Citizenship Act. Note that Bulgaria currently requires applicants to renounce their previous citizenship. Consult us for the latest requirements before applying.